19 articles
spain
Every article we have published on spain — market data, buying advice and on-the-ground perspective.
Buying guides · 12 min read
Golden Visa Spain 2026: What Replaced It & How Property Buyers Get Residency
Spain’s Golden Visa ended in April 2025, but three residency routes remain open to property buyers. Here’s what replaced it, what each route requires, and how property still fits into the picture.
Marco Elsinger · 15 April 2026
Buying guides · 14 min read
Buying Property in Spain: The Complete 2026 Guide for Foreign Buyers
The complete step-by-step process for buying property in Spain as a foreigner in 2026 — from NIE application to notary signing, with every cost and legal requirement explained.
Maya Kallio · 16 April 2026
Finance · 10 min read
Spanish Property Tax for Non-Residents: Complete 2026 Breakdown
The complete non-resident tax picture for Spanish property owners: IBI, deemed rental income, wealth tax, capital gains, and the annual filings you cannot afford to miss.
Marco Elsinger · 29 April 2026
Finance · 9 min read
Closing Costs When Buying Property in Spain: Every Fee Explained
Every cost beyond the purchase price: ITP, IVA, notary, registro, lawyer, gestoría, and a line-by-line comparison of €1.5M resale vs new-build total costs.
Maya Kallio · 30 April 2026
Buying guides · 10 min read
Buying Off-Plan Property in Spain: Risks, Rewards & Legal Protection
Off-plan buying in Spain: how stage payments work, the bank guarantee that protects your money, how to vet a developer, and the warranty structure that covers you for 10 years.
Maya Kallio · 7 May 2026
Finance · 8 min read
Power of Attorney in Spain: How to Buy Property Without Flying Over
A poder notarial lets your lawyer sign at the notary on your behalf, so you can complete a Spanish property purchase without being in the country. Here is how the process works, what it costs, and where buyers go wrong.
Marco Elsinger · 9 June 2026
Buying guides · 9 min read
Property Surveys in Spain: What Inspectors Check and Why It Matters
Spain does not require a building survey before purchase, but skipping one is a gamble. Independent surveyors check structure, damp, electrics, plumbing, and legality. Costs run €400-1,500 depending on property size, and the findings can save or earn you tens of thousands in negotiation.
Maya Kallio · 10 June 2026
Finance · 8 min read
Currency Exchange for Buying Property in Spain: Timing, Tools & Traps
Your bank’s exchange rate markup can cost you €5,000 to €30,000 on a Spanish property purchase. Specialist FX brokers, forward contracts, and proper timing cut that loss dramatically. Here is how the currency side of buying in Spain actually works.
Marco Elsinger · 11 June 2026
Buying guides · 9 min read
Community of Owners in Spain: Fees, Rules & What Buyers Should Check
Every apartment and most gated villas in Spain belong to a comunidad de propietarios (community of owners). Monthly fees range from €100 to €2,000+ depending on facilities and location. Unpaid community debts transfer to the buyer. Here is what to check before purchasing.
Maya Kallio · 12 June 2026
Buying guides · 8 min read
Choosing a Property Lawyer in Spain: The 8 Questions You Must Ask
Your lawyer is the most important appointment in a Spanish property purchase. An independent abogado checks title, verifies debts, handles taxes, and protects your interests at the notary. These eight questions help you distinguish competent professionals from those who could cost you thousands.
Marco Elsinger · 13 June 2026
Buying guides · 8 min read
Spanish Notary System Explained: What Happens on Completion Day
Completion day at a Spanish notary follows a structured process: identity verification, deed reading, signing, payment confirmation, and key handover. The entire appointment takes 45 to 90 minutes. Here is what happens step by step, what the notary checks, and what you need to bring.
Maya Kallio · 16 June 2026
Finance · 9 min read
Wealth Tax in Spain: What Property Owners Actually Pay in 2026
Spain’s wealth tax applies to net assets above €700,000, with rates from 0.2% to 3.5% in Andalucía. For property owners, the key question is how your real estate is valued and what deductions you can claim. This guide covers the 2026 rules, the Solidarity Tax for large fortunes, and practical ways to reduce your bill legally.
Marco Elsinger · 17 June 2026
Finance · 10 min read
Spanish Inheritance Tax for Non-Residents: Rates, Exemptions & Planning
Spanish inheritance tax is paid by the person receiving the asset, not the estate. For non-residents inheriting Costa del Sol property, the rules changed significantly after the 2014 EU ruling. This guide covers Andalucía rates, the 99% reduction for close relatives, double taxation treaties, and why a separate Spanish will is essential.
Maya Kallio · 18 June 2026
Finance · 9 min read
Tax on Rental Income in Spain: What Non-Resident Landlords Owe
Non-resident landlords in Spain face two separate tax obligations: tax on actual rental income when the property is let, and imputed income tax when it sits empty. EU residents pay 19% on net income with expense deductions. Non-EU residents pay 24% on gross income with no deductions. This guide covers both, with worked examples.
Marco Elsinger · 19 June 2026
Finance · 8 min read
Plusvalía Tax When Selling Property in Spain: How It Works in 2026
The plusvalía is a municipal tax on the increase in land value since you acquired the property. The 2021 Constitutional Court ruling overhauled the calculation method, and sellers can now choose whichever of two formulas gives the lower amount. Here is how it works in 2026, with practical examples.
Maya Kallio · 20 June 2026
Finance · 10 min read
Buying Spanish Property Through an SL Company: Pros, Cons & Tax
An SL (Sociedad Limitada) can offer inheritance advantages and portfolio efficiency for certain property owners. But for most single-property buyers, the compliance costs and tax complexity outweigh the benefits. This guide compares corporate vs personal ownership across tax, inheritance, wealth tax, and running costs.
Marco Elsinger · 23 June 2026
Relocation · 10 min read
Spain’s Digital Nomad Visa 2026: Requirements, Tax & How to Apply
Spain’s Digital Nomad Visa lets remote workers live legally in Spain with a flat 24% tax rate under the Beckham Law. Here is the full application process, eligibility rules, and why Marbella has become one of Europe’s preferred bases for remote professionals.
Marco Elsinger · 9 July 2026
Relocation · 7 min read
Moving to Spain with Pets: Documents, Rules & Vet Registration
Bringing a dog or cat to Spain is straightforward if you start the paperwork early. EU moves need a pet passport. Post-Brexit UK moves need an Animal Health Certificate and TRACES entry document. Here is the complete checklist for 2026.
Marco Elsinger · 11 July 2026
Buying guides · 7 min read
Spanish Energy Certificates: Ratings, Costs & What Buyers Should Know
Every property sale and rental in Spain requires an energy certificate. Most older Costa del Sol properties rate E to G. New builds typically achieve B or C. Here is what the rating means for your running costs and your purchase decision.
Marco Elsinger · 17 July 2026
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